Intrinsic Value

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

Mumbai, Jul 31 (PTI) With an aim to increase its secured asset portfolio, Ujjivan Small Finance Bank is entering the gold loan segment shortly and also extending auto loan offerings to non-micro borrowers.

Ujjivan Small Finance Bank Entering Gold Loan Segment Shortly, Says CEO

Broker’s Call: Ujjivan Small Finance Bank (Buy)

Here’s what brokerages have to say about the company’s Q1 earnings and growth prospects.

Ujjivan Small Finance Bank Shares Gain As Analysts Up Targets After Q1

Ujjivan SFB Q1 Review - Substantial Earnings Beat On Strong Asset Quality: Yes Securities

Asian Paints, L&T, Tanla Platforms, Ujjivan SFB, Aether And More Q1 Reviews: HDFC Securities

Bank’s total income during April-June period of 2022-23 rose by 40 per cent to Rs 1,000.42 crore, as against Rs 714.67 crore in same quarter of 2021-22, Ujjivan SFB said in a regulatory filing.

Ujjivan SFB posts record net profit of Rs 203 cr in Q1 on fall in bad loans

Total Operating Income rise 41.10% to Rs 905.37 crore

Ujjivan Small Finance Bank reports standalone net profit of Rs 202.94 crore in the June 2022 quarter

Bank FD: 3 Small Finance Banks Offering Up to 8.15% Fixed Deposit Interest; Some small finance banks including the Suroday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank are offering interest rates that beat current inflation rates

Bank FD: 3 Small Finance Banks Offering Up to 8.15% Fixed Deposit Interest; Check Here

According to Ujjivan Small Finance Bank, its asset quality improved sequentially with the help of consistent payback collections, and its gross advances increased by 38% year over year to Rs19409 crore.

Ujjivan Small Finance Bank announces loan growth of 38%; decline in NPA

The bank’s overall loan growth was largely buoyed by a 39% expansion of advances under the microbanking segment which grew to Rs 13,364 crore, while both the affordable housing and enterprise loan books showed similar growth prints, albeit, over low base. Its affordable housing loans stood at Rs 2,9…

Ujjivan Small Finance Bank reports 38% loan growth, reduction in NPA

Ujjivan Small Finance Bank said it brought down its gross bad loans proportion to sub-6 per cent as of April-June quarter, while its advances registered a growth of over 38 per cent to Rs 19,409 crore

Ujjivan SFB gross NPAs down to sub-6%; advances up 38% to Rs 19,409 cr

Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.

Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Ujjivan Small Finance Bank Entering Gold Loan Segment Shortly, Says CEO

Broker’s Call: Ujjivan Small Finance Bank (Buy)

Ujjivan Small Finance Bank Shares Gain As Analysts Up Targets After Q1

Ujjivan SFB Q1 Review - Substantial Earnings Beat On Strong Asset Quality: Yes Securities

Asian Paints, L&T, Tanla Platforms, Ujjivan SFB, Aether And More Q1 Reviews: HDFC Securities

Ujjivan SFB posts record net profit of Rs 203 cr in Q1 on fall in bad loans

Ujjivan Small Finance Bank reports standalone net profit of Rs 202.94 crore in the June 2022 quarter

Ujjivan Small Finance Bank Ltd

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Ujjivan Small Finance Bank Entering Gold Loan Segment Shortly, Says CEO

Broker’s Call: Ujjivan Small Finance Bank (Buy)

Ujjivan Small Finance Bank Shares Gain As Analysts Up Targets After Q1

Ujjivan SFB Q1 Review - Substantial Earnings Beat On Strong Asset Quality: Yes Securities

Asian Paints, L&T, Tanla Platforms, Ujjivan SFB, Aether And More Q1 Reviews: HDFC Securities

Ujjivan SFB posts record net profit of Rs 203 cr in Q1 on fall in bad loans

Ujjivan Small Finance Bank reports standalone net profit of Rs 202.94 crore in the June 2022 quarter

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock