Current price is less than the intrinsic value

Intrinsic Value

Stock has not been able to generate better return on equity than bank FD

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Red Flags Found

Shares of Ujjivan Financial Services (UFSL) hit a fresh 52-week high of Rs 295.35 as they surged 6 per cent on the BSE in Tuesday’s intra-day trade

This non banking finance company’s stock has zoomed over 100% in 5 months

While big banks like SBI, and others are offering interest rate ranging from 6-7 per cent on FDs, it is the small banks who are offering more. Check them out here.

Suryoday, Ujjivan & ESAF: These small finance banks offer 8% interest on FDs

"Ujjivan SFB has been trending lower since it was listed after corporate action in 2020. The stock has now given a breakout from falling channel pattern on weekly charts," Gaurav Bissa, VP, InCred Equities, said.

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Stock Radar: Ujjivan Financial Services a buy for a target of Rs 34

On deposits with maturities ranging from 12 months to 60 months, the bank is now offering an interest rate that ranges from 6.7 percent to 7.4 percent. Platina FDs will now have a maximum interest rate of 8.20 percent maturing in 560 days.

Ujjivan Bank hikes fixed deposit rates 2022; check return calculator, interest rate and more

The benchmark Indian 10-year government bond yield ended at 7.4538%, after closing at 7.3621% on Tuesday, recording its biggest jump since Aug. 5. The market was closed on Wednesday.“There was exaggerated in bonds today after the index inclusion news,” said Rajeev Pawar, head of treasury at Ujjivan …

Benchmark yield posts biggest jump in 2 months on index inclusion setback

Stocks to watch before going into trade today.

Stocks To Watch: NDTV, Adani Transmission, SH Kelkar, Future Enterprises, TCS, Ujjivan Small Finance

Ujjivan Financial Services - Attractive Valuation Key Positive: HDFC Securities Initiates Coverage

The Bengaluru-based microfinancier-turned-small finance bank is also expecting to hit over 30 per cent this fiscal and take its loan book to around Rs 25,500 crore

Ujjivan to enter gold loan segment soon; to offer auto loans to customers

Like other small finance banks, currently, as much as 70 per cent of Ujjivan’s assets are unsecured/without collaterals, and a vast majority of its customers are micro-loan borrowers. The remaining 30 per cent are under secured loan category. The management has set a target of having half the assets…

Ujjivan entering gold loan segment shortly; to offer auto loans to all customers

Buzzing stocks: Ashok Leyland, Bosch, HPCL, KIMS, Concor, Ujjivan, Biocon, Future Enterprises, IRB Infra, Adani Enterprises and Endurance Tech

stocks that will see action today may 19

​​For instance, high networth investors raised their stakes in Onmobile Global by 1.68% in the March quarter. The stock has risen 33% so far this month. Ujjivan Financial soared 28% since April 1.

Most stocks in which HNIs raised holdings beat indices

Ujjivan Financial Services Limited, formerly Ujjivan Financial Services Private Limited, is a non-banking finance company engaged in the micro finance lending business. The Company's products and services include Microfinance, Micro and Small Enterprise Business (MSE) Finance, Agriculture and Animal Husbandry Finance, and Housing Finance. Its products are classified under two categories: Group Loans and Individual Loans. Its products are further sub-divided into agricultural, education, home improvement, home purchase and livestock loans. MSE and Housing loans are both secured and unsecured loan products, which are available for both existing and open market customers. It serves economically poor in urban and semi urban areas. Through its partnership with Bajaj Allianz Life Insurance Company, it offers life insurance to its customers and their spouses. It operates through approximately 470 branches spread over 20 states in approximately four regions: South, East, North and West.

Ujjivan Financial Services Ltd

Ujjivan Financial Services Ltd

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

This non banking finance company’s stock has zoomed over 100% in 5 months

Suryoday, Ujjivan & ESAF: These small finance banks offer 8% interest on FDs

News Video

Stock Radar: Ujjivan Financial Services a buy for a target of Rs 34

Ujjivan Bank hikes fixed deposit rates 2022; check return calculator, interest rate and more

Benchmark yield posts biggest jump in 2 months on index inclusion setback

Stocks To Watch: NDTV, Adani Transmission, SH Kelkar, Future Enterprises, TCS, Ujjivan Small Finance

Ujjivan Financial Services - Attractive Valuation Key Positive: HDFC Securities Initiates Coverage

Ujjivan Financial Services Ltd

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

This non banking finance company’s stock has zoomed over 100% in 5 months

Suryoday, Ujjivan & ESAF: These small finance banks offer 8% interest on FDs

News Video

Stock Radar: Ujjivan Financial Services a buy for a target of Rs 34

Ujjivan Bank hikes fixed deposit rates 2022; check return calculator, interest rate and more

Benchmark yield posts biggest jump in 2 months on index inclusion setback

Stocks To Watch: NDTV, Adani Transmission, SH Kelkar, Future Enterprises, TCS, Ujjivan Small Finance

Ujjivan Financial Services - Attractive Valuation Key Positive: HDFC Securities Initiates Coverage

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock