Current price is less than the intrinsic value

Intrinsic Value

Stock has not been able to generate better return on equity than bank FD

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

Punjab National Bank (PNB), Life Insurance Corporation (LIC), State Bank of India (SBI) and Bank of Baroda (BOB) together own the stake in UTI AMC. If the deal goes through and Tata AMC and UTI AMC are eventually merged, the combined entity would be the fourth largest asset manager in India - after …

Tata Asset Management considers buying 45% in UTI AMC

SBI’s MCLR rate for overnight to three-month has increased to 7.35 per cent from 7.15 per cent, while six-month MCLR has increased to 7.65 per cent from 7.45 per cent

SBI hikes MCLR for various tenures by 20 bps; third hike in three months

SBI’s EBLR rose to 8.05 per cent and RLLR increased by 50 basis points to 7.65 per cent.

SBI raises benchmark lending rates by up to 50 basis points

The country’s largest lender reported a 14.93% rise in advances to ₹29,00,636 crore in the first quarter

SBI to sustain loan growth of 15% in current fiscal: Khara

SBI expects to sustain credit growth of about 15% in the current fiscal with rising demand from retail and corporate borrowers.

SBI To Sustain Loan Growth Of 15% In Current Fiscal: Chairman

SBI’s overnight, one-month, and three-month MCLR stands at 7.35 per cent; six-month is at 7.65 per cent; one-year at 7.70 per cent; two-year at 7.90 per cent; and three-year MCLR stands at 8 per cent

Top headlines: Ola Electric to produce EVs in 2024; SBI hikes MCLR

SBI chairman Dinesh Kumar Khara also said that the bank will soon come out with only YONO which is YONO 2.0 with many more advanced features and functionalities.

To sustain loan growth of 15% in current fiscal, says SBI chairman

The country’s largest lender reported a 14.93 per cent rise in advances to Rs 29,00,636 crore in the first quarter ended June 30, 2022 as compared to Rs 25,23,793 cr during the same period a year ago

Expecting to sustain loan growth of 15% in current fiscal: SBI chairman

The country’s largest lender reported a 14.93 per cent rise in advances to Rs 29,00,636 crore in the first quarter ended June 30, 2022 as compared to Rs 25,23,793 crore during the same period a year ago. Of this, retail loan registered a growth rate of 18.58 per cent while corporate advances improve…

To sustain loan growth of 15 pc in current fiscal, says SBI chairman Dinesh Kumar Khara

This is the fifth hike in as many months; MCLR cumulatively up by 70 bps since April

SBI hikes MCLR by 20 bps across the board

SBI Hikes Fixed Deposit Interest Rates for These Tenors: Check New SBI FD Rates Here; The SBI fixed deposit interest rates are applicable on domestic term deposits of below Rs 2 crore.

SBI Hikes Fixed Deposit Interest Rates for These Tenors: Check New SBI FD Rates Here

State Bank of India is a public sector bank providing a range of products and services to personal, commercial enterprises, large corporates, public bodies and institutional customers.

State Bank of India

State Bank of India

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Tata Asset Management considers buying 45% in UTI AMC

SBI hikes MCLR for various tenures by 20 bps; third hike in three months

SBI raises benchmark lending rates by up to 50 basis points

SBI to sustain loan growth of 15% in current fiscal: Khara

SBI To Sustain Loan Growth Of 15% In Current Fiscal: Chairman

Top headlines: Ola Electric to produce EVs in 2024; SBI hikes MCLR

To sustain loan growth of 15% in current fiscal, says SBI chairman

Expecting to sustain loan growth of 15% in current fiscal: SBI chairman

To sustain loan growth of 15 pc in current fiscal, says SBI chairman Dinesh Kumar Khara

SBI hikes MCLR by 20 bps across the board

State Bank of India

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Tata Asset Management considers buying 45% in UTI AMC

SBI hikes MCLR for various tenures by 20 bps; third hike in three months

SBI raises benchmark lending rates by up to 50 basis points

SBI to sustain loan growth of 15% in current fiscal: Khara

SBI To Sustain Loan Growth Of 15% In Current Fiscal: Chairman

Top headlines: Ola Electric to produce EVs in 2024; SBI hikes MCLR

To sustain loan growth of 15% in current fiscal, says SBI chairman

Expecting to sustain loan growth of 15% in current fiscal: SBI chairman

To sustain loan growth of 15 pc in current fiscal, says SBI chairman Dinesh Kumar Khara

SBI hikes MCLR by 20 bps across the board

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock