Intrinsic Value

Stock has not been able to generate better return on equity than bank FD

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

In Q1, South Indian Bank’s gross advances saw a growth of 10.95 per cent compared to the same period last financial year

South Indian Bank net profit up 10-fold in Q1, asset quality improves

Realignment of business strategies had contributed to improved performance, says official

South Indian Bank’s Q1 net jumps to ₹115 crore

South Indian Bank’s net jumps manifold in Q1 as lower bad loans reduced provisioning requirement

South Indian Bank net jumps manifold to ₹115 crore in Q1

South Indian Bank updated its fixed deposit and savings account interest rates effective July 20, 2022 for amounts less than Rs 2 crore.

South Indian Bank revises FD, savings account interest rates

South Indian Bank’s corporate and retail customers will now be able to pay customs duty through th

South Indian Bank launches customs duty collection arrangement facility

RBL Bank said its gross advances grew 7% YoY, slower than its peers, to Rs 62,095 crore, while South Indian Bank’s loan book grew 11% YoY to Rs 64,760 crore.

Yes Bank advances rise 14%, RBL Bank’s up 7% in June quarter | The Financial Express

124 POS machines to be set up at eco-tourism centres, Vanasree shops and units, and eco-shops across the State

Kerala Forest & Wildlife Dept ties up with South Indian Bank for digital payment collection

TDS survey a routine practice, norms not flouted, clarify South Indian Bank, ESAF

“Talking about the market and the economy, it will largely depend on the war situation and its impact on inflation and the central banks response to inflation. And obviously how banks respond to interest rate hikes. Compared to the first quarter last year, this year is pretty good so far because the…

South Indian Bank no more a vulnerable entity, says MD Murali Ramakrishnan

“We are no more vulnerable as we were at some point of time when our capital adequacy was very low, provision coverage ratio was low, bad loan ratios were high, skill levels were low. All those are behind us. We have gained stability but yes, there is scope for further improvement,” Ramakrishnan sai…

Worst days over for South Indian Bank, slippages to fall, says MD Murali Ramakrishnan

With effect from June 21, 2022, South Indian Bank (SIB) has changed the interest rates on savings accounts. Interest rates for SIB savings accounts will now range from 2.50 percent to 4.50 percent, depending on the deposit amount.

South Indian Bank revises savings account interest rate: Check new rates

The South Indian Bank Limited provides retail and corporate banking, Para banking activities, such as debit card, third-party product distribution, in addition to Treasury and Foreign Exchange Business.

South Indian Bank Ltd

South Indian Bank Ltd

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

South Indian Bank net profit up 10-fold in Q1, asset quality improves

South Indian Bank’s Q1 net jumps to ₹115 crore

South Indian Bank net jumps manifold to ₹115 crore in Q1

South Indian Bank revises FD, savings account interest rates

South Indian Bank launches customs duty collection arrangement facility

Yes Bank advances rise 14%, RBL Bank’s up 7% in June quarter | The Financial Express

Kerala Forest & Wildlife Dept ties up with South Indian Bank for digital payment collection

South Indian Bank Ltd

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

South Indian Bank net profit up 10-fold in Q1, asset quality improves

South Indian Bank’s Q1 net jumps to ₹115 crore

South Indian Bank net jumps manifold to ₹115 crore in Q1

South Indian Bank revises FD, savings account interest rates

South Indian Bank launches customs duty collection arrangement facility

Yes Bank advances rise 14%, RBL Bank’s up 7% in June quarter | The Financial Express

Kerala Forest & Wildlife Dept ties up with South Indian Bank for digital payment collection

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock