Current price is less than the intrinsic value

Intrinsic Value

Stock has been generating better return on equity than bank FD

Returns vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

Repco Home Finance announces cessation of MD & CEO

The lender’s loan book hasn’t changed much in the past one year, and consequently earnings growth has been muted

What Makes Repco Home Finance A Worthy Bet Despite Lack Of Growth?

Repco Home Finance Ltd. reported standalone net profit for the quarter ended September rose 6% to ₹86 crore.During the period under review, revenue from operations contracted by 6.6% to ₹321 crore. Ne

Repco net profit rises 6% to ₹86 crore

Repco Home Finance - Loan Growth Still Muted; Low Incremental Restructuring In Q2: Motilal Oswal

Repco is facing multiple issues, which include slower growth, stiff competition from banks and rise in bad loans and restructured assets

Repco Home Finance Q1 Hit By Second Wave, But Valuation Comforting

Loans to the self-employed segment accounted for 51.5% of the outstanding loan book, and loans against property product accounted for 18.7% of the same, the company said.

Repco Home Finance’s net profit declines 50% in June quarter

Repco Home Finance Q1 Review - Stress Skewed Towards Restructuring; Growth Lacks Momentum: ICICI Securities

Revenue from operations marginally dropped to ₹320.1 crore

Repco Home Finance Q1 net profit halves to ₹32.1 crore

Aptus Housing Finance’s metrics are decent compared with other similar sized listed peers such as Magma Housing Finance Ltd, Shriram Housing Finance Ltd, and larger ones such as Repco Home Finance Ltd. In yield on assets, Aptus trumps most peers with 17.3% for FY21

Five things to keep in mind in Aptus Value Housing Finance’s IPO

Net Interest Income (NII) is expected to increase by 15 percent Y-o-Y (up 2 percent Q-o-Q) to Rs. 148 crore, according to Sharekhan.

Repco Home Finance Q1 Net Profit Seen Up 6% YoY To Rs. 68 Cr: Sharekhan

2nd Covid wave impact is a key monitorable; ‘Buy’ retained with a target price of Rs 650

Repco Home Finance Rating ‘Buy’; Q4 earnings were above estimates

Repco Home Finance Limited provides long term loan financing for residential purposes.

Repco Home Finance Ltd

Repco Home Finance Ltd

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

Returns vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's return on equity is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Repco Home Finance announces cessation of MD & CEO

What Makes Repco Home Finance A Worthy Bet Despite Lack Of Growth?

Repco net profit rises 6% to ₹86 crore

Repco Home Finance - Loan Growth Still Muted; Low Incremental Restructuring In Q2: Motilal Oswal

Repco Home Finance Q1 Hit By Second Wave, But Valuation Comforting

Repco Home Finance’s net profit declines 50% in June quarter

Repco Home Finance Q1 Review - Stress Skewed Towards Restructuring; Growth Lacks Momentum: ICICI Securities

Repco Home Finance Ltd

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

Returns vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's return on equity is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Repco Home Finance announces cessation of MD & CEO

What Makes Repco Home Finance A Worthy Bet Despite Lack Of Growth?

Repco net profit rises 6% to ₹86 crore

Repco Home Finance - Loan Growth Still Muted; Low Incremental Restructuring In Q2: Motilal Oswal

Repco Home Finance Q1 Hit By Second Wave, But Valuation Comforting

Repco Home Finance’s net profit declines 50% in June quarter

Repco Home Finance Q1 Review - Stress Skewed Towards Restructuring; Growth Lacks Momentum: ICICI Securities

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

Returns vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's return on equity is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock