Current price is less than the intrinsic value

Intrinsic Value

Stock has not been able to generate better return on equity than bank FD

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry Point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

HDFC Bank Ltd., Canara Bank, Bank of Maharashtra and Karur Vysya Bank Ltd. on Monday said they have revised their lending rates

HDFC Bank, Canara, Bank Of Maharashtra, Karur Vysya Raise Lending Rates

Karur Vysya Bank bags two awards for performance in MSME lending

We see a meaningful acceleration in earnings in the coming quarters, riding on growth and lower credit cost on account of improvement in asset quality

Is Karur Vysya Bank a rerating candidate?

Karur Vysya Bank business turnover crosses ₹1.25 lakh cr in FY’21

While the total deposits of the bank stood at Rs 68,676 cr as on March 31, the total advances was at Rs 58,086 cr, aggregating a total business of Rs 1.26 trn

Karur Vysya Bank’s total business crosses Rs 1.25 trn

Bank reported a seven per cent year-on-year growth in gross advances as on December 31, 2021

Karur Vysya Bank upbeat about loan growth

Murthy joins Ujjivan SFB from Karur Vysya Bank where he was the CRO and subsequently, the CFO, leading and directing the Finance, Accounts, Analytics & MIS, Tax and Regulatory functions of the Bank.

Ujjivan Small Finance Bank appoints M.D. Ramesh Murthy as Chief Financial Officer

Revised MCLR effective 07 March 2022- Overnight - 7.60% One month - 7.75% Three month - 7.90% Six month - 8.25% One year - 8.35%

Karur Vysya Bank revises MCLRs, Base Rate and BPLR

The interest rate on tax-saving FDs varies depending on the bank. Tax-saving FDs come in both cumulative and non-cumulative interest options, which are typically offered by most banks.

Indusind | RBL | IDFC First | DCB | Karur Vysya Bank offering highest interest rates on tax-saving FDs

Net interest margin stood at 3.68%. Non-interest income (excluding treasury profit) improved to Rs 209 crore, compared with Rs 197 crore.

Karur Vysya Bank net profit zooms multifold to Rs 185 crore in Q3

CHENNAI: Private sector lender Karur Vysya Bank Ltd’s (KVB) standalone net profit for the third quarter ended December grew more than five-fold to ₹185 crore on improved off-take by retail and busines

Karur Vysya Bank Q3 net up five-fold to ₹185 crore

The Karur Vysya Bank Limited is engaged in providing banking and financial services, including commercial banking and treasury operations.

Karur Vysya Bank Ltd

Karur Vysya Bank Ltd

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

HDFC Bank, Canara, Bank Of Maharashtra, Karur Vysya Raise Lending Rates

Karur Vysya Bank bags two awards for performance in MSME lending

Is Karur Vysya Bank a rerating candidate?

Karur Vysya Bank business turnover crosses ₹1.25 lakh cr in FY’21

Karur Vysya Bank’s total business crosses Rs 1.25 trn

Karur Vysya Bank upbeat about loan growth

Ujjivan Small Finance Bank appoints M.D. Ramesh Murthy as Chief Financial Officer

Karur Vysya Bank Ltd

Intrinsic ValueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry PointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

HDFC Bank, Canara, Bank Of Maharashtra, Karur Vysya Raise Lending Rates

Karur Vysya Bank bags two awards for performance in MSME lending

Is Karur Vysya Bank a rerating candidate?

Karur Vysya Bank business turnover crosses ₹1.25 lakh cr in FY’21

Karur Vysya Bank’s total business crosses Rs 1.25 trn

Karur Vysya Bank upbeat about loan growth

Ujjivan Small Finance Bank appoints M.D. Ramesh Murthy as Chief Financial Officer

Intrinsic Value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry Point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock