Current price is less than the intrinsic value

Intrinsic value

Stock has not been able to generate better return on equity than bank FD

ROE vs FD rates

Stock doesn't offer attractive dividend returns

Dividend Returns

Good time to consider, as stock is not in overbought zone

Entry point

Stock not in ASM/GSM lists and not a lot of promoter holding is pledged

No Red Flags

The Reserve Bank of India’s gains from dollar sales are set to rise sharply and could result in a dividend of as much as Rs 1 lakh crore for the Centre

Budget 2023 | Despite bad year for RBI’s foreign investments, govt may get big dividend

The Delhi High Court has directed the Reserve Bank of India and the central government to ensure that digital lending platforms strictly comply with the regulatory framework that was put in place last year to check exorbitant interest rates and harassment of borrowers by recovery agents.

HC asks RBI, Govt to ensure compliance by lending apps

The Supreme Court on Wednesday asked the Reserve Bank of India to inform it about the steps the banking regulator could take to implement a high-level committee’s recommendations to tackle bad loans.

SC to RBI: What steps taken to rein in NPAs

The Reserve Bank of India sold Rs 4,000 crore of five-year bonds at a coupon rate of 7.10%, five basis points below the sovereign yield of similar tenure

India raises Rs 8,000 cr from maiden green bond sale

The Reserve Bank of India (RBI) has auctioned ₹4,000 crore worth five year bond at coupon rate of 7.10 per cent, five basis points below the five-year sovereign yield.

RBI sells first green bonds worth ₹8,000 cr at 5-6 bps below sovereign yields

The government sold 80 billion rupees ($1 billion) of securities, including 40 billion rupees each of 10-year and 5-year notes, the Reserve Bank of India said in a statement on Wednesday. The 10-year bond got priced at a coupon of 7.29%, six basis points lower than the similar maturity sovereign deb…

India joins sovereign green bond club with $1 billion sale

Indias fintech sector had a rocky 2022 thanks to a prolonged funding winter and strict new lending rules from the Reserve Bank of India. Looking for a new lease of life, the sector is lobbying hard for incentives in the upcoming budget, including ’priority status from the government.

What fintechs want from union budget; MyTeam11 gets relief from Rajasthan HC

The capital markets regulator said it returned PayMate’s offer document back to its merchant bankers on January 17. PayMate said in a press release it aims to submit the mandatory system audit report (SAR) to the Reserve Bank of India by the second week of February. Submission of SAR to the central …

PayMate India told to re-file IPO papers with updated info

SAR is a part of the standard operating protocol to get the final approved PA authorisation from the Reserve Bank of India.

PayMate India To Refile DRHP After Final Nod From RBI For Payment Aggregator Licence

The Reserve Bank of India last week approved a three-year term for Singh, a JPMorgan spokeswoman

RBI approves appointment of Prabdev Singh as India head of JP Morgan Chase

The Reserve Bank of India (RBI) has extended the deadline for banks to complete the process of renewal of agreements for existing safe deposit lockers in a phased manner by December 31, 2023.

Can you still access locker if agreement was not submitted to bank before Dec 31, 2022? Here’s what RBI says

Bank of India is a bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking.

Bank of India Ltd

Bank of India Ltd

Intrinsic value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Budget 2023 | Despite bad year for RBI’s foreign investments, govt may get big dividend

HC asks RBI, Govt to ensure compliance by lending apps

SC to RBI: What steps taken to rein in NPAs

India raises Rs 8,000 cr from maiden green bond sale

RBI sells first green bonds worth ₹8,000 cr at 5-6 bps below sovereign yields

India joins sovereign green bond club with $1 billion sale

What fintechs want from union budget; MyTeam11 gets relief from Rajasthan HC

PayMate India told to re-file IPO papers with updated info

PayMate India To Refile DRHP After Final Nod From RBI For Payment Aggregator Licence

RBI approves appointment of Prabdev Singh as India head of JP Morgan Chase

Bank of India Ltd

Intrinsic valueIntrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD ratesFixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend ReturnsA dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry pointHigh demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock

News & Opinions

Budget 2023 | Despite bad year for RBI’s foreign investments, govt may get big dividend

HC asks RBI, Govt to ensure compliance by lending apps

SC to RBI: What steps taken to rein in NPAs

India raises Rs 8,000 cr from maiden green bond sale

RBI sells first green bonds worth ₹8,000 cr at 5-6 bps below sovereign yields

India joins sovereign green bond club with $1 billion sale

What fintechs want from union budget; MyTeam11 gets relief from Rajasthan HC

PayMate India told to re-file IPO papers with updated info

PayMate India To Refile DRHP After Final Nod From RBI For Payment Aggregator Licence

RBI approves appointment of Prabdev Singh as India head of JP Morgan Chase

Intrinsic value
Intrinsic value is the calculated value of the company and may differ from current stock price. If intrinsic value > current price, price increase is expected in the future to reduce the gap and vice-versa

ROE vs FD rates
Fixed Deposit rate is a virtually risk-free rate where the investor assumes almost no risk on their investment. If stock's long term average ROE is lower than this rate, investors are better off investing the amount in a FD

Dividend Returns
A dividend is the distribution of reward from a portion of company's earnings and is paid to its shareholders. Good dividend returns indicate good health and outlook for the company

Entry point
High demand for a stock increases its price. If the price is pushed up to a level which is not justified, then it's considered to be in the overbought zone, which is not a good time to buy the stock