Less expense ratio implies better returns over the long term

Expense Ratio

ETF has not been able to closely match its benchmark returns

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ETF has not been able to generate better price return than bank FD

Return vs FD Rates

Entry Point

Indian banks saw a rise in high-cost deposits in the September quarter. This may squeeze profit margins. Public sector banks lent more but gathered fewer deposits than private banks. Term deposits grew faster than savings accounts. Loans to private companies and working capital loans also increased. The share of loans to women borrowers continued to rise.

High cost deposits up to 69 percent in September

Public sector banks are going to launch new products in the next 3-4 months to push credit for all sectors, including MSME

PSU Banks To Launch New Products In 3-4 Months To Ramp Up Credit Growth: Top Official - News18

Banking sector is now in very vibrant health, but their valuations remain lower than the private sector, Nagaraju Maddirala said.

New Credit Products By PSU Banks To Come Out In Three-Four Months, Says Banking Secretary

Financial Services Secretary M Nagaraju announced public sector banks will launch new products in the coming months to boost credit growth, particularly for MSMEs. He acknowledged the risk of rising digital fraud while emphasizing the government’s commitment to financial inclusion through collaboration with the fintech industry. Nabard Chairman Shaji KV highlighted the need for equitable technological transformation in rural banking.

PSU banks to launch new products in 3-4 months to ramp up credit growth: Banking Secretary

The Adani Group may need to reduce investments due to limited access to global capital markets. Domestic banks may also hesitate to provide new loans. The group has a substantial debt, but lenders believe they have sufficient cash reserves for repayment. Public sector banks and financial institutions hold a significant portion of the group’s debt.

Adani US Indictment: There’s enough cash to cover 30 months of debt payments

​What we feel that PSU basket holds the topmost allocation as a PSU as a whole PSU banks earnings if we look at it last three-four year versus the earnings which they reported this quarter, most of the banks reported very strong earnings in terms of asset quality, in terms of if we look at NIMs or in terms of any other area and growth if we talk about.

SBI, M&M and Hindalco poised for double-digit returns in 2025: Rahul Shah

Inditrade Capital’s chairman, Sudip Bandyopadhyay, views the Mahayuti’s return to power as positive for the market, particularly for infrastructure spending. He anticipates further market boosts from potential interest rate cuts by the RBI and policy changes in the US that could benefit Indian exporters. Bandyopadhyay also sees opportunities in PSU banks, defense, and power sectors, but cautions against overvalued stocks.

Sudip Bandyopadhyay on 2 triggers that may take market higher

Bank Nifty hovers around 52,180 with bearish bias, public sector banks outperforming private peers, futures stuck in range.

Bank Nifty Prediction today – Nov 26, 2024: Stuck between two key levels

Adopters from abroad, UP, Bhopal are techies, teachers, CAs, AGMs in PSU banks

Three Abandoned Children In Bhopal Find New Families Through CARA Adoption Workshop

PSU bank stocks dominated the spotlight on Dalal Street, continuing their rally for the second consecutive day on November 25

SBI, Central Bank, PNB, BoB Boost Nifty PSU Bank Index By 7% In 2 Days; Details - News18

Investors gained Rs 16 lakh crore in just two trading sessions as the Sensex rose over 3,000 points, driven by optimism following the NDA’s victory in the Maharashtra elections. PSU stocks, particularly those linked to capex, saw the biggest gains, with RITES up 11%. PSU banks, led by Central Bank, surged 8%, while construction stocks like J.Kumar Infraprojects soared 16%.

Sensex jumps 3,000 points in 2 days. Can ‘Maha tsunami’ wipe away Q2 tears?

HDFC NIFTY PSU BANK ETF aims to replicate the performance of the Nifty PSU Bank Index by investing in public sector bank stocks.