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You may have missed this amidst the mayhem on the markets. A guidance, especially a bad one, from a public sector bank can put a lot of pressure on the banking space. So, investors need to keep an eye out for what they say about three different aspects that decide the fate of the sector. The first is, of course, growth. The other two aspects are: One, asset quality, or the NPA situation. And, two, the overall structure of the loan book; whether it is focused on retail or wholesale. Before you buy or sell any bank, it is important to know what it is doing. A small finance bank is likely to provide bad guidance on all fronts. But that might not be the case with PSU or private banks.

These 6 banking stocks can give more than 27% returns in 1 year, according to analysts

Nifty closed at 23,482, snapping a four-day winning streak post-Union Budget 2025-26. The budget emphasized middle-class tax relief and fiscal consolidation. Key support for Nifty lies at 23,250-23,200, with resistance at 23,650. Sectors like FMCG, Auto, and Private Banks are poised for growth. FIIs continue to exit, but historical trends suggest a potential rebound.

F&O Talk | Nifty 50 poised for further gains post-budget, key support levels hold strong: Sudeep Shah of SBI Securities

Interest-rate reversal and higher slippages also affected net interest margins of private banks this quarter.

Stress In Unsecured Loans Weigh On Most Private Banks’ Q3 Performance

​It is a headwind from the macro. Secondly, competitive intensity, in the case of paints, is very high, which is also getting reflected in the last one quarter of, let us say, Asian Paints gross margin compression, that was a negative surprise.

Private banks and NBFCs poised for recovery amid attractive valuations: Rakshit Ranjan

The third quarter results for India’s Big 4 private banks—HDFC Bank, ICICI Bank, Axis Bank, and Kotak Mahindra Bank—reflected the varied strengths and dynamics of India’s top private banks. ICICI Bank emerged as the overall outperformer, while others showcased strengths in specific areas such as deposit growth, loan expansion, and profitability. Here’s a concise look at their Q3 highlights: Bank Results

Q3 results: HDFC Bank, ICICI Bank, Kotak Bank, Axis Bank- how did big 4 banks fare? - Bank Results

Private lenders and all-India financial institutions will now have access to CEIB data before sanctioning or renewing loans. This initiative aims to assist with verification and decision-making processes, placing private lenders on an equal footing with state-owned banks and improving efficiency in financing high-value projects.

Private banks get access to Central Economic Intelligence Bureau data for loan verification

Private banks struggle in Q3FY25 with muted earnings growth, except for ICICI Bank and Kotak Mahindra Bank as outliers.

Rise in NPAs, shrinking margins hit private banks earnings growth in Q3

Laurence Balanco of CLSA projects the Nifty’s long-term upside target at 37,500, with a lower end target at 21,700 amid current volatility. Emerging markets are pressured by the dollar index, which could peak at 114-115 in 2025. Bank stocks, especially private banks, show potential for recovery while real estate and PSU sectors lag.

A Nifty rebound to 24,000-24,500 seen as part of consolidation pattern: Laurence Balanco

In this episode of Two Sharp with ET, we delve into Zomato’s sharp 7% stock decline following its Q3 miss, with profits halving YoY to ₹59 crore due to heightened competition and muted food delivery growth, while Blinkit returned to losses. Despite Zomato’s tumble, markets closed in the green, with the Sensex gaining 454 points (0.59%) to 77,073 and the Nifty rising 141 points (0.61%) to 23,344, led by private banks as Kotak Mahindra Bank surged 9% on strong earnings, alongside Wipro’s robust performance. The rupee appreciated slightly to ₹86.5675/USD, buoyed by easing global cues. The focus now shifts to U.S. policy under Trump and key upcoming earnings.

Two Sharp with ET: Zomato tanks on Q3 miss; Sensex & Nifty close in green

According to Sandip Sabharwal, Kotak Mahindra Bank has shown positive growth after several quarters of underperformance. Advances grew 15%, contrasting with HDFC Bank’s 5% growth. With strong internal growth and a higher ROA than many private banks, Kotak’s adjusted valuation could lead to potential upside, especially if digital restrictions imposed by RBI are lifted. Kotak Mahindra Bank’s Recovery

Fallen angels like Kotak and RIL poised for market comeback - Kotak Mahindra Bank’s Recovery

Sensex Today | Stock Market LIVE Updates | India’s blue-chip indices, Sensex and Nifty50, declined on Friday, weighed down by IT major Infosys and private lender Axis Bank after their quarterly results. At 12:10 am, the BSE Sensex was down 430 points (0.56%) at 76,612, while the Nifty50 fell 112 points (0.48%) to 23,199.

Sensex Today | Stock Market LIVE Updates: IT, private banks drag Sensex over 450 points lower; Nifty below 23,200; India VIX spikes 5% - The Economic Times

HDFC Nifty Private Bank ETF objective is to provide investment returns that, before expenses, correspond to the total returns of the Securities as represented by the NIFTY Private Bank Index, subject to tracking errors