Less expense ratio implies better returns over the long term

Expense Ratio

ETF has not been able to closely match its benchmark returns

Tracking Error

ETF has not been able to generate better price return than bank FD

Return vs FD Rates

Entry Point

The government may receive Rs 2.56 lakh crore in dividends from the RBI and PSU banks in FY26, compared to Rs 2.30 lakh crore in FY25. This suggests lower RBI support to the budget. RBI’s contribution may fall to 0.75% of GDP in FY26 from 0.9% in FY25. Economists believe higher surplus transfer from RBI could benefit the government.

An RBI bonanza for the budget difficult in FY′26

Ajay Bagga highlights concerns over India’s financial health, pointing out unsustainable government debt levels compared to household income. He emphasizes the need for significant monetary policy measures, which typically take months to impact the economy. Sector-wise, IT and public sector banks are expected to perform well, while global uncertainties like US tariffs and China’s stimulus also weigh on market sentiments.

Budget 2025: More than Budget, Trump may prove to be a bigger risk today: Ajay Bagga

The CBI and the Chief Vigilance Officers of public sector banks will henceforth have regular meetings on the cases of bank loan fraud for enhanced cooperation and resolution of issues, if any.

CBI officials, CVOs of public sector banks to meet regularly to discuss pending loan fraud cases

India needs ₹33 lakh crore for 500 GW non-fossil fuel capacity by 2030, with PSBs lending ₹10 lakh crore.

Public sector banks to lend ₹10 lakh Cr by 2030 to RE sector: DFS Secretary

The SBI PO and IBPS PO exams offer attractive career opportunities in banking. SBI PO is managed by the State Bank of India, while IBPS PO recruits for multiple public sector banks. Although SBI PO has fewer vacancies and higher difficulty, it offers better salary and perks including easier loans. IBPS PO has more vacancies and a moderate difficulty level.

SBI PO VS IBPS PO: Understanding the key differences

The Indian rupee fell 18 paise to 86.52 per dollar on Tuesday. US President Trump’s comments on trade tariffs strengthened the dollar index. The Reserve Bank of India intervened to limit the rupee’s losses. Public sector banks sold dollars on behalf of the RBI. Forward premiums fell after the RBI announced liquidity measures.

Rupee falls most in a day in two weeks as dollar index firms up

Credit card usage in India has surged, with active cards doubling to 108 million and transaction value tripling to ₹20.37 lakh crore in five years. Debit card growth was modest as digital payment methods gained traction. Public sector banks’ market share in debit cards fell while credit card debt rose 19%, highlighting a shift in consumer credit preferences.

When it comes to credit, India still says yes to plastic: RBI’s Payments System Report

The IBPS exams in India offer career opportunities in public sector banks, RRBs, and finance institutions with roles like Probationary Officers, Clerks, Specialist Officers, and RRB Officers. The exams consist of multi-stage processes including Preliminary, Mains, and interviews, targeting diverse skills and knowledge necessary for banking careers.

Understanding IBPS exams: Types, eligibility, and career opportunities

The new RBI governor made the remarks during meetings with the managing directors and CEOs of public sector banks and select private sector banks.

RBI Governor Flags Risks Of Digital Frauds, Asks Banks To Enhance Oversight

Consumer complaints against banks and NBFCs rose significantly in FY23-24, largely due to issues with loans, digital banking, and deposit accounts. The RBI focused on strengthening the consumer grievance mechanism as complaints against private and public sector banks increased, while ATM/debit card complaints saw a decline.

Loan disputes, mobile banking complaints up in FY24

Complaints against banks and NBFCs surged by about a third in FY24 as the RBI focused on improving consumer grievance mechanisms. Nearly a million complaints were recorded, a sharp increase from the previous fiscal’s 700,000. Private sector banks saw a 37% rise in complaints, while public sector banks experienced a 10% increase.

Complaints against banks, NBFCs jump a third in FY24: RBI

DSP Nifty PSU Bank ETF seeks to match the returns of the Nifty PSU Bank Index, primarily investing in equity of PSU banks.